Quick Answer
Electric scooter insurance in India is mandatory for every RTO-registered model. Under Section 146 of the Motor Vehicles Act, 1988, any electric two-wheeler that exceeds 250W motor power or 25 km/h top speed is classified as a motor vehicle and must carry at least third-party liability insurance before it goes on a public road. A genuine non-RTO electric scooter, meaning one that meets both the 250W and 25 km/h limits, is not classified as a motor vehicle and is legally exempt from mandatory insurance, registration, licence and road tax.
But "legally exempt" is not the same as "financially protected." If you hit a pedestrian, damage someone's property, or your scooter is stolen, the exemption does not cover the loss. Optional insurance for a non-RTO scooter can cost as little as тВ╣600 to тВ╣1,500 a year and covers exactly those risks.
This guide covers the legal rules, the real costs, and the honest trade-offs for both categories.
Non-RTO Scooters with Optional Protection
No licence. No registration. No mandatory insurance. Starting from тВ╣49,868.
FROM тВ╣49,868
FROM тВ╣52,188
тнР FLAGSHIP
The Legal Position: Two Categories of Electric Scooter
India splits electric two-wheelers into two categories under the Central Motor Vehicles Rules, 1989, and every insurance obligation flows from which category your scooter falls into.
Category 1: RTO-Registered Electric Scooters
An electric scooter is classified as a motor vehicle if it exceeds either of these limits:
- Motor power above 250W continuous (30-minute rated) output
- Top speed above 25 km/h
This covers every high-speed electric scooter sold in India, including the Deltic ZGS, Deltic Loft, Deltic Trento, Ather 450X, Ola S1 series, TVS iQube, Bajaj Chetak and Hero Vida range. These scooters require a valid driving licence (minimum age 18), RTO registration, a number plate, road tax (subject to state EV exemptions) and at least third-party liability insurance under Section 146 of the Motor Vehicles Act, 1988.
Updated for 2026: In August 2026, the Supreme Court directed IRDAI to extend the mandatory third-party insurance tenure for new two-wheelers from 5 years to 6 years at the time of purchase or registration. New cars now require 4 years of coverage. This means the upfront insurance component of any new RTO-registered electric scooter has increased accordingly.
Penalty for riding without insurance: Under Section 196 of the Motor Vehicles (Amendment) Act, 2019, the first offence carries a fine of тВ╣2,000 and up to three months' imprisonment (or both). A repeat offence attracts a тВ╣4,000 fine. You also carry full personal liability for any third-party injury or property damage caused in an accident.
Category 2: Non-RTO Electric Scooters
A scooter that stays within both limits, meaning 250W or less continuous motor power and 25 km/h or less certified top speed, is classified as a non-motorised vehicle under Rule 2(u) of the CMVR. It is treated similarly to a bicycle rather than a motor vehicle for regulatory purposes.
This means no driving licence, no RTO registration, no number plate, no road tax and no mandatory motor insurance. Anyone aged 16 or above can ride one legally.
Every Deltic non-RTO model, the Costa, Drixx and Legion, falls into this category. They are ICAT certified against the same CMVR conditions and carry documentation confirming their classification.
One condition many buyers miss: Rule 2(u) also specifies that the vehicle's unladen weight must not exceed 60 kg, excluding battery weight. A scooter that meets the motor and speed limits but exceeds the weight condition does not qualify for the exemption. Before buying any scooter marketed as non-RTO, ask your dealer for the homologation or type-approval documentation confirming all Rule 2(u) conditions are certified, not just the motor and speed figures.
Which Deltic Models Need Insurance and Which Do Not
| Deltic Model | Category | Licence | Registration | Mandatory Insurance |
|---|---|---|---|---|
| Costa (from тВ╣49,868) | Non-RTO | Not required | Not required | Not mandatory |
| Drixx (from тВ╣52,188) | Non-RTO | Not required | Not required | Not mandatory |
| Legion (from тВ╣68,428) | Non-RTO | Not required | Not required | Not mandatory |
| ZGS (from тВ╣79,448) | RTO High-Speed | Required | Required | Mandatory third-party |
| Loft (enquiry) | RTO High-Speed | Required | Required | Mandatory third-party |
| Trento (from тВ╣1,24,108) | RTO High-Speed | Required | Required | Mandatory third-party |
The non-RTO models (Costa, Drixx, Legion) are legally exempt from mandatory insurance. The high-speed models (ZGS, Loft, Trento) require it exactly as a petrol scooter would.
"Not Legally Required" Does Not Mean "Not Financially Useful"
This is where most articles on this topic stop short. They confirm that non-RTO scooters are exempt and move on, leaving out the detail that should actually shape your decision.
If you are riding a non-RTO scooter with no insurance and you accidentally hit a parked car, damage a shop shutter, or injure a pedestrian, the fact that your scooter is legally exempt from insurance does not make you exempt from paying for the damage. You are personally liable. There is no insurer standing behind you. If the claim runs into lakhs, you are paying that out of your own pocket.
For a scooter that mostly does 15 to 20 km/h through a colony or market lane, the odds of a serious incident are genuinely low. But low odds are not zero odds, and the one time it matters is exactly the time you wish you had covered it for a few hundred rupees a year.
This is not a scare tactic. It is how liability works. The exemption removes a legal requirement to hold a policy. It does not remove your responsibility if something goes wrong on the road.
What Voluntary Insurance Actually Covers and Costs for a Non-RTO Scooter
Insurers do not universally offer products branded specifically for "non-RTO electric scooters" because the category is newer and policy language is still catching up. In practice, most riders get voluntary cover through a general asset or personal accident policy, or through a standalone two-wheeler policy that some insurers extend to non-registered low-speed vehicles on request.
The types of protection that may be available include:
- Theft cover: Coverage against the scooter being stolen. Given that a non-RTO scooter has no number plate, recovery after theft depends entirely on the unique identification in your purchase documentation (chassis number, motor number, invoice). Theft cover means you get compensated based on the scooter's insured value rather than absorbing the full loss.
- Accidental damage (own-damage): Coverage for repair costs if the scooter is damaged in an accident, fall, or collision. Without this, any repair bill comes entirely out of your pocket.
- Third-party liability (voluntary): Even though the legal obligation is different for non-RTO vehicles, voluntary third-party liability cover means that if you cause injury to another person or damage their property while riding, the insurer handles the financial liability rather than you personally.
- Personal accident cover: A lump-sum payment or medical expense cover if you are injured in an accident while riding. This is not automatically included in every policy and should be confirmed separately.
What It Costs
For a scooter priced between тВ╣50,000 and тВ╣88,000, a standalone fire and theft policy typically costs тВ╣600 to тВ╣1,200 a year, depending on the insurer and your city. A more complete comprehensive-style policy covering accidental damage as well usually falls between тВ╣1,200 and тВ╣2,500 annually.
For those considering a five-year policy, the cost ranges from тВ╣3,000 to тВ╣5,000, which works out to roughly тВ╣600 to тВ╣1,000 per year.
Put that against the price of the scooter itself. On a тВ╣68,428 Deltic Legion, a full year of comprehensive-style protection costs roughly what you would spend on a few tanks of petrol for a comparable commute. It is a genuinely small number next to what it protects.
Availability varies by insurer. It is worth calling two or three general insurers directly and asking whether they offer coverage for a non-RTO vehicle, what that coverage includes, and what the exclusions are. Do not assume a standard two-wheeler policy automatically applies to a non-registered low-speed vehicle without confirming the vehicle classification with the insurer first.
Third-Party Premium Slabs for RTO-Registered Electric Scooters (2026)
For high-speed models where insurance is mandatory, third-party premiums are not market-priced. They are notified by the government in consultation with IRDAI and slabbed by motor power in kilowatts rather than engine displacement. Electric two-wheelers get their own rate card, set 15% lower than equivalent petrol two-wheelers as a deliberate EV incentive.
| Motor Power (Electric Two-Wheeler) | Annual Third-Party Premium (2026) |
|---|---|
| Up to 3 kW | тВ╣457 |
| 3 kW to 7 kW | тВ╣607 |
| 7 kW to 16 kW | тВ╣1,161 |
| Above 16 kW | тВ╣2,383 |
These rates were notified with effect from 1 June 2022 and remain applicable as of 2026. No revision has been notified for FY2026-27.
For a Deltic Trento or ZGS, the motor output lands in the 3 kW to 7 kW slab, so the annual third-party premium is тВ╣607. Add 18% GST to arrive at the actual amount payable.
Comprehensive insurance adds own-damage cover on top of the mandatory third-party portion. Annual premiums for a mid-range electric scooter typically run тВ╣4,000 to тВ╣6,000 for year one, declining in subsequent years as the Insured Declared Value (IDV) depreciates.
| Coverage Type | What It Covers | Approximate Annual Cost |
|---|---|---|
| Third-party only (mandatory for RTO) | Third-party injury, death, property damage | тВ╣457 to тВ╣607 + 18% GST |
| Comprehensive | Third-party + own damage (accident, theft, fire, natural calamities) | тВ╣4,000 to тВ╣6,000 (year one) |
| Comprehensive with EV add-ons | Above + battery protection, charger cover, RSA | тВ╣5,000 to тВ╣8,000 |
EV-Specific Add-Ons: What Is Worth Paying For
Standard comprehensive policies have gaps around EV-specific components, particularly the battery. The battery accounts for 35 to 40% of an electric scooter's total value, and standard policies often exclude battery damage caused by water ingress, electrical surges, or gradual degradation unless a specific add-on is selected.
Battery Protection / EV Shield Cover
This is the single most important add-on for any electric scooter owner. A battery protection cover extends the policy to include water ingress, electrical short circuits, and physical battery pack damage. Before selecting this add-on, check exactly which events are covered, what exclusions apply (negligence, improper charging, unauthorised repair) and what the claim conditions are.
For non-RTO scooters where the battery is the single most valuable component, confirming battery cover availability with the insurer is essential if you are buying voluntary insurance.
Charger and Accessories Cover
A charger cover protects the portable or home charging equipment against covered damage or theft. Standard motor insurance policies typically do not cover chargers unless the policy wording or an add-on specifically includes them. This matters because many electric scooter owners regularly use charging equipment at home.
Zero Depreciation
Zero depreciation reduces or eliminates the depreciation deduction applied to plastic, rubber, fibre and metal parts during a claim. On a newer electric scooter with expensive components, this can meaningfully increase the claim payout.
Return to Invoice (RTI)
In a total loss or theft scenario, standard policies pay the IDV, which is lower than what you originally paid. RTI cover bridges the gap between the IDV and the original invoice value, subject to policy terms.
Roadside Assistance (RSA)
Covers towing and on-site help if your scooter runs out of charge or breaks down. Particularly useful for electric scooter owners who depend on charging access and may not have a nearby charging point if stranded.
Warranty Is Not Insurance: A Confusion Worth Clearing Up
A warranty on your scooter's motor, controller and frame protects against manufacturing defects. If a part fails because of how it was built, the warranty covers the repair or replacement.
It does not cover theft. It does not cover accident damage. It does not cover fire, flood, or a scooter stolen from outside your building. Warranty and insurance solve two completely different problems. Treating your warranty card as if it is also your insurance policy is a mistake that only becomes obvious the day something actually happens.
If your scooter is stolen tomorrow, your warranty is worthless in that situation. Only insurance, or the money in your own pocket, replaces it.
What Happens If Your Non-RTO Scooter Is Stolen Without Insurance
The scooter is gone. There is no registration certificate to file against, since non-RTO scooters are not registered. You can file a police complaint using your purchase invoice, chassis number and motor number, which helps if the scooter is later recovered, but there is no payout coming. The replacement cost comes entirely from you.
If you had a fire and theft policy in place, this is exactly the situation it was built for. You file a claim with your invoice, the FIR copy, and any other documents the insurer asks for, and you get compensated based on the scooter's current insured value.
Without a number plate, identifying and recovering a stolen non-RTO scooter is significantly harder. Your purchase invoice becomes the primary proof of ownership for both the police complaint and any insurance claim. Keep it safely, along with the ICAT certification documents and warranty card.
Regulatory Risk: Non-RTO Rules Can Change
This is the honest disadvantage that no manufacturer's article will tell you, and it matters for anyone planning to buy a non-RTO scooter.
The CMVR exemption for low-speed electric two-wheelers is a central government rule that applies uniformly across India. However, individual states have the power under Section 138(1) of the Motor Vehicles Act to create state-specific traffic and road safety rules.
In June 2026, Kerala's Transport Minister stated in the Assembly that the government is examining the possibility of using these provisions to bring sub-250W electric two-wheelers under regular traffic rules, citing accidents involving young riders. The Minister specifically noted that these vehicles are currently exempt from road tax and do not legally require accident or third-party insurance, which means accident victims do not get insurance cover. No rule change has been notified, and the central CMVR exemption remains in force across all states as of today. But it signals that the regulatory environment for non-RTO scooters can evolve.
Additionally: In September 2026, the Ministry of Road Transport and Highways (MoRTH) issued a draft notification proposing to remove the 60 kg unladen weight condition from the Rule 2(u) exemption. The draft retains the motor power, maximum speed, braking and reflector requirements, but drops the weight limit. If finalised, this would allow heavier scooters to qualify for the non-RTO category, which safety advocates argue could create enforcement challenges since weight is currently the only tamper-proof physical specification in the exemption criteria. The draft is still under consultation and no final rule has been notified.
What this means practically:
- The central exemption is real, legally sound, and applies today.
- A state could, in future, impose additional traffic rules on non-RTO vehicles without changing their motor vehicle classification.
- If you are buying a non-RTO scooter, buying optional insurance now is a low-cost hedge against any future change in the rules.
- Buying an ICAT-certified non-RTO model from a structured manufacturer with proper homologation documentation protects you better than buying an uncertified vehicle marketed as "non-RTO" without meeting all Rule 2(u) conditions.
This is not a reason to avoid non-RTO scooters. It is a reason to buy one that is genuinely certified and to consider voluntary insurance as a sensible precaution rather than an unnecessary expense.
Who Should Seriously Consider Voluntary Insurance for a Non-RTO Scooter
Not every non-RTO scooter owner needs to rush out and buy a policy, but a few situations make it a genuinely smart call:
- You park on the street rather than inside a gated society. Theft risk goes up meaningfully when the scooter sits outside overnight without any building security.
- You ride in dense city traffic daily. More traffic exposure means more chances of a minor collision, even at 25 km/h.
- Your scooter is on the higher end of the price range. A тВ╣75,000+ lithium model lost to theft or fire is a bigger financial hit than a тВ╣45,000 entry model, and the insurance cost difference between the two is small.
- You are the sole earner relying on the scooter for daily commute or delivery work. Losing the scooter without a replacement plan directly hits your income, not just your convenience.
- You want protection against personal liability. Even a minor accident that injures a pedestrian can lead to compensation claims that run into tens of thousands of rupees.
If none of these apply and your scooter stays inside a secure compound with light daily use, the case for voluntary insurance is weaker, though never zero.
Documents to Keep for a Non-RTO Electric Scooter
Even though registration is not required, carry and securely store the following:
- Purchase invoice: The primary proof of ownership in the absence of a registration certificate. Required for any police complaint or insurance claim.
- Manufacturer documentation: Dealer-issued documents confirming the vehicle's specifications and its CMVR-exempt classification, including ICAT certification.
- Warranty documents: Keep the warranty card with service terms accessible.
- Insurance policy document, if purchased: Carry the policy number and insurer contact details on your phone.
- Charger and battery documentation: Useful for service visits and warranty claims related to the battery or charging system.
These documents do what a registration certificate would do for a motor vehicle. Without them, proving ownership and classification after theft, accident, or a traffic query becomes significantly harder.
Final View
Electric scooter insurance in India has two separate answers depending on which category your scooter falls into.
The legal answer: a genuine non-RTO electric scooter that meets all Rule 2(u) conditions is not classified as a motor vehicle, and the mandatory third-party insurance requirement under the Motor Vehicles Act applies to motor vehicles. The legal position is different. For RTO-registered high-speed models, third-party insurance is compulsory with fines of тВ╣2,000 to тВ╣4,000 for non-compliance. The mandatory tenure for new two-wheelers is now 6 years following the Supreme Court's August 2026 direction.
The practical answer: not being legally required to have insurance is not the same as not needing financial protection. Theft, accidental damage, and personal liability from an accident are real financial risks regardless of your vehicle's legal classification. Optional insurance can protect against all three at a cost of тВ╣600 to тВ╣1,500 a year.
For most non-RTO scooter owners, the sensible path is to confirm the vehicle's certified exempt status from the dealer documentation, then evaluate optional cover based on where you park, how far you ride, and your personal financial risk tolerance. For RTO-registered model owners, the choice is not whether to insure but which add-ons to select beyond the mandatory third-party minimum.
Browse the full Deltic electric scooter collection or read our detailed guide on riding an electric scooter without a licence in India for the complete legal framework.
FAQs: Electric Scooter Insurance in India
1. Is electric scooter insurance mandatory in India?
Yes, for RTO-registered electric scooters. Under Section 146 of the Motor Vehicles Act, 1988, any electric two-wheeler exceeding 250W motor power or 25 km/h top speed is a motor vehicle and must carry at least third-party insurance. Non-RTO models meeting both limits are exempt.
2. Do non-RTO electric scooters need insurance?
Not legally. A genuine non-RTO scooter meeting all Rule 2(u) conditions (250W, 25 km/h, under 60 kg unladen weight excluding battery, suitable brakes and reflectors) is not classified as a motor vehicle. Mandatory third-party insurance does not apply. Optional insurance is still worth considering for theft, damage, and liability protection.
3. What is the fine for riding without insurance on an electric scooter?
First offence: тВ╣2,000 fine, up to 3 months' imprisonment, or both. Repeat offence: тВ╣4,000 fine. This applies to RTO-registered electric scooters. Non-RTO scooters are legally exempt from the insurance requirement.
4. How much does electric scooter insurance cost in India?
Third-party premiums for RTO-registered electric two-wheelers: тВ╣457/year for motors up to 3 kW, тВ╣607/year for 3-7 kW, plus 18% GST. Comprehensive cover: тВ╣4,000 to тВ╣6,000 for year one, declining as IDV depreciates. Voluntary non-RTO cover: тВ╣600 to тВ╣1,500/year for theft and fire, тВ╣1,200 to тВ╣2,500 for comprehensive-style.
5. Does insurance cover electric scooter battery damage?
Standard comprehensive policies cover battery damage from accidents, fire, theft and flood. They typically exclude gradual degradation, electrical faults, and water ingress unless a specific battery protection add-on is selected. Confirm battery terms with your insurer before purchasing.
6. Can I insure a scooter without RTO registration?
Yes, in principle. Some insurers offer products for non-RTO vehicles using the chassis number or VIN instead of a registration number. Availability varies by insurer. Confirm directly with the insurer whether they cover your vehicle's classification.
7. Is third-party insurance enough for an electric scooter?
Third-party is the legal minimum for RTO-registered scooters but does not cover damage to your own scooter. If your scooter is stolen, catches fire, or is damaged in an accident, only comprehensive cover protects your own loss.
8. What documents do I need to claim insurance if my electric scooter is stolen?
Purchase invoice (proof of ownership), FIR copy from the police station, chassis number and motor number from the invoice, insurance policy document, and any additional documents the insurer requests. For non-RTO scooters with no registration certificate, the purchase invoice is the primary ownership document.
9. Does my warranty cover theft or accident damage?
No. Warranty covers manufacturing defects in the motor, controller, frame and battery. It does not cover theft, accident damage, fire, or flood. Warranty and insurance solve different problems.
10. What happens if I hit a pedestrian while riding an uninsured non-RTO scooter?
You are personally liable for any compensation or medical claims. The legal exemption from mandatory insurance removes the requirement to hold a policy, not your responsibility for damage or injury you cause. Voluntary third-party liability cover handles this risk.
11. Is battery protection add-on worth buying for an electric scooter?
Yes, if the battery is a significant portion of your scooter's value. The battery accounts for 35 to 40% of an electric scooter's cost. Standard policies exclude water ingress and electrical surge damage to the battery unless a specific add-on is selected.
12. Can I use a personal insurance policy for delivery work on my electric scooter?
No. Personal insurance policies typically exclude commercial use. If you use your scooter for paid delivery work, confirm with your insurer whether commercial use voids the coverage before purchasing a policy.
13. What is IDV in electric scooter insurance?
Insured Declared Value. It is the current value of your scooter after depreciation, and it determines the maximum claim payout in theft or total loss cases. IDV is typically 5% lower than the invoice price in the first 6 months, 15% at 6-12 months, 20% at 1-2 years, and so on.
14. Is IRDAI giving a discount on EV insurance?
Yes. IRDAI has notified a 15% discount on third-party insurance premiums for electric vehicles compared to equivalent petrol two-wheelers. This is already built into the тВ╣457 and тВ╣607 slab rates.
15. Can Kerala or any state ban non-RTO scooters?
No state has banned non-RTO scooters as of 2026. Kerala has discussed bringing them under regular traffic rules using Section 138(1) of the MV Act, but no rule change has been notified. The central CMVR exemption remains in force across India.
16. Which Deltic scooters need mandatory insurance?
The Deltic ZGS, Loft and Trento are RTO-registered high-speed models requiring mandatory third-party insurance, registration and a valid driving licence. The Deltic Costa, Drixx and Legion are non-RTO models legally exempt from mandatory insurance.
17. Does a non-RTO scooter need a number plate for insurance?
No. Non-RTO scooters do not have number plates. If you buy voluntary insurance, the insurer uses your chassis number or VIN and the purchase invoice for identification.
18. What is the cheapest way to insure a non-RTO electric scooter?
A standalone fire and theft policy for a scooter priced between тВ╣50,000 and тВ╣88,000 typically costs тВ╣600 to тВ╣1,200 per year. This is the lowest-cost option and covers the most common financial risks (theft and fire).
рдХреНрдпрд╛ рдЗрд▓реЗрдХреНрдЯреНрд░рд┐рдХ рд╕реНрдХреВрдЯрд░ рдХрд╛ рдмреАрдорд╛ рдЕрдирд┐рд╡рд╛рд░реНрдп рд╣реИ?
рд╣рд╛рдВ, RTO-рд░рдЬрд┐рд╕реНрдЯрд░реНрдб рд╣рд╛рдИ-рд╕реНрдкреАрдб рдЗрд▓реЗрдХреНрдЯреНрд░рд┐рдХ рд╕реНрдХреВрдЯрд░ рдХреЗ рд▓рд┐рдП рдмреАрдорд╛ рдЕрдирд┐рд╡рд╛рд░реНрдп рд╣реИред 250W рд╕реЗ рдЬрд╝реНрдпрд╛рджрд╛ рдореЛрдЯрд░ рдпрд╛ 25 km/h рд╕реЗ рдЬрд╝реНрдпрд╛рджрд╛ рд╕реНрдкреАрдб рд╡рд╛рд▓реЗ рд╕реНрдХреВрдЯрд░ рдХреЗ рд▓рд┐рдП рдерд░реНрдб-рдкрд╛рд░реНрдЯреА рдмреАрдорд╛ рдЬрд╝рд░реВрд░реА рд╣реИред рдиреЙрди-RTO рдЗрд▓реЗрдХреНрдЯреНрд░рд┐рдХ рд╕реНрдХреВрдЯрд░ (250W рдФрд░ 25 km/h рд╕реЗ рдХрдо) рдХреЛ рдмреАрдорд╛ рдХреА рдХрд╛рдиреВрдиреА рдЬрд╝рд░реВрд░рдд рдирд╣реАрдВ рд╣реИред
рдиреЙрди-RTO рд╕реНрдХреВрдЯрд░ рдХреЗ рд▓рд┐рдП рдмреАрдорд╛ рдХрд┐рддрдиреЗ рдХрд╛ рдорд┐рд▓рддрд╛ рд╣реИ?
тВ╣50,000 рд╕реЗ тВ╣88,000 рдХреЗ рд╕реНрдХреВрдЯрд░ рдХреЗ рд▓рд┐рдП рдереЗрдлреНрдЯ рдФрд░ рдлрд╛рдпрд░ рдкреЙрд▓рд┐рд╕реА тВ╣600 рд╕реЗ тВ╣1,200 рд╕рд╛рд▓рд╛рдирд╛ рдореЗрдВ рдорд┐рд▓ рд╕рдХрддреА рд╣реИред рдЕрдЧрд░ рдПрдХреНрд╕реАрдбреЗрдВрдЯрд▓ рдбреИрдореЗрдЬ рднреА рдХрд╡рд░ рдХрд░рдирд╛ рд╣реИ рддреЛ тВ╣1,200 рд╕реЗ тВ╣2,500 рд╕рд╛рд▓рд╛рдирд╛ рд▓рдЧ рд╕рдХрддрд╛ рд╣реИред рдХрд╛рдиреВрдиреА рд░реВрдк рд╕реЗ рдЬрд╝рд░реВрд░реА рдирд╣реАрдВ рд╣реИ, рд▓реЗрдХрд┐рди рдЪреЛрд░реА рдФрд░ рджреБрд░реНрдШрдЯрдирд╛ рд╕реЗ рдмрдЪрд╛рд╡ рдХреЗ рд▓рд┐рдП рдлрд╛рдпрджреЗрдордВрдж рд╣реИред
*All Deltic prices inclusive of GST, effective 18th May 2026. Third-party premium slabs are IRDAI-notified rates effective from 1 June 2022, subject to revision. The mandatory third-party insurance tenure for new two-wheelers was extended to 6 years by Supreme Court direction dated 4 August 2026. Voluntary insurance availability for non-RTO vehicles varies by insurer and product. Coverage terms, exclusions and claim conditions should be confirmed directly with the insurer before purchasing any policy. Legal classification as non-RTO applies only to scooters meeting all Rule 2(u) CMVR conditions: 250W or less continuous motor power, 25 km/h or less top speed, under 60 kg unladen weight excluding battery, and fitted with suitable brakes and reflectors. A draft MoRTH notification (September 2026) proposes removing the 60 kg weight condition; the final rule has not been notified. Deltic is a brand of Delta Autocorp Limited (NSE Emerge Listed), with 350+ dealers across 24+ Indian states.